Pat has been a professional financial advisor with Capital Growth, Inc., an independent financial planning and investment management firm, since 1998. Pat’s client base consists primarily of families and small business owners. His primary focus is on each client’s personal investment strategy as well as their long term retirement planning. In addition, Pat’s personal goal is to help his clients plan effectively for their retirement, in advance, so that they can maintain their quality of life throughout their retired lives.
Pat graduated from Pepperdine University with an MBA in 1998 and a BA degree from the University of San Diego in 1989. He initially began his career in business when he secured his real estate license at the age of 18, to help finance his college education. Pat later held a position as a Regional Manager for Transtel Communications in Los Angeles. After earning his MBA, he began in the financial services industry with Capital Growth, Inc.
Pat most recently received his Professional Plan Consultant™ credential. Attainment of the PPC™ credential demonstrates understanding of the six critical service issues plan sponsors face and how to address shortfalls. This adds to Pat’s extensive knowledge of personal and business retirement planning.
Pat resides in Carlsbad with his wife of 25 years and their two children. His role model is his father, who taught him the values of perseverance, integrity and planning for the future. Pat is a southern California native and enjoys coaching youth sports and traveling with his family.
Pat holds a number of licenses and professional affiliations including:
Professional Licenses and Certifications:
- FINRA series 6, 7, 63 and 65
- California Real Estate License (CA License #00919270)
- Life, Health & Disability Insurance Licensed
- Professional Plan Consultant ™
- St. Patrick’s Church: Finance Committee
- Real Estate Investment Securities Association
- Professional Fiduciary Association of California